Fed: US median family income rose 7% to $82,200 in 2025

AI-generated briefing · First published 2026-10-09 14:20:54 UTC

Median net worth rose 2% to $215,900; mean net worth rose 7% to $1.24 million.

The Federal Reserve released the 2025 Survey of Consumer Finances on October 9, 2026, showing real median family income rose 7% to $82,200 while real mean family income fell 6% to $145,200. [1]

Real median net worth rose 2% to $215,900 and real mean net worth rose 7% to $1.24 million; the homeownership rate stayed at 66%. [1] [2]

Retirement plan participation edged up to 65%, stock market participation slipped to 56%, and the share of families with debt payment-to-income ratios above 40% rose to 8.6%. [1]

Sources

1. Federal Reserve Board releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the economic condition of American families

   Federal Reserve · 2026-10-09 14:00:00 UTC · Full text

2. Affluent and Older Americans Got Much Richer in the Postpandemic Years

   WSJ Markets · 2026-10-09 14:00:00 UTC · Summary only

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